Financial & Insurance Information
The cost of treatment depends on the severity of the patient's problem. You will be able to discuss fees and payment options before treatment begins. We have payment plans to suit different budgets. We also accept assignment from most insurance plans and file the necessary papers with the insurance company. We work hard to make orthodontics affordable.
Discounts and Payment Options
In an effort to keep orthodontic fees down while maintaining the highest level of professional care, we have established the following financial policies:
- If full payment is made at the onset of treatment, we will offer a fee discount. (If you have insurance, we will offer a discount for payment of your portion of the fee that will not be covered by insurance)
- To fit your individual needs, financial arrangements can be made to extend your payments over a period of months.
- For your convenience we accept Visa, MasterCard, Discover and American Express.
- As an added benefit we offer automatic withdraw from your checking, savings or credit card for your monthly payment.
There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.
If you have insurance, we will help you to determine the coverage you have available. We ask that you assign your insurance benefit to us. The balance will be arranged for you to pay. Professional care is provided to you, our patient, and not to an insurance company. We will help in every way we can in filing your claim and handling insurance questions from our office on your behalf.
The cost of your orthodontic treatment may vary depending on your individual needs and treatment plan. Our staff will discuss with you the cost of your treatment and your payment plan options so you can make the best choice for you, and your smile. We will work with you to create a payment plan that fits your budget so you will know what to expect before beginning treatment.
Our Insurance Partners
- Delta Premier Provider
- United Concordia
For your convenience, we accept payment by Visa and MasterCard.
We have had great results. Your team has great skills and have had provided the best services we could have asked for.– Kimmy Waldrup
I came here when I was a kid and got such great service that I brought my own daughter here and was extremely impressed with how well everything was done.– Connie Garland
What a wonderful and talented group of people. I’m a lucky patient!- Stevi Johnson
Very friendly staff. Appointments were always on time with very little wait time.- Lynn Vonder Haar
Both of my kids have had braces here and would go nowhere else. I have told everyone to come here.- Kelly White
From the moment I walked into Dr. Hite’s office, everyone went above and beyond to make me feel as comfortable as possible.- John Alvarado
1419 Lewis Road, Ste. 1(618) 692-1044
2219 W Randolph Street(618) 692-1044
After careful consideration, we have decided to merge both the Granite City and Glen Carbon practices. By combining the two offices we are making a commitment to provide ALL of our patients with the highest technological advancements available for the treatment of orthodontics.