Financial & Insurance Information

The cost of treatment depends on the severity of the patient's problem. You will be able to discuss fees and payment options before treatment begins. We have payment plans to suit different budgets. We also accept assignment from most insurance plans and file the necessary papers with the insurance company. We work hard to make orthodontics affordable.

Discounts and Payment Options

In an effort to keep orthodontic fees down while maintaining the highest level of professional care, we have established the following financial policies:

  • If full payment is made at the onset of treatment, we will offer a fee discount. (If you have insurance, we will offer a discount for payment of your portion of the fee that will not be covered by insurance)
  • To fit your individual needs, financial arrangements can be made to extend your payments over a period of months.
  • For your convenience we accept Visa, MasterCard, Discover and American Express.
  • As an added benefit we offer automatic withdraw from your checking, savings or credit card for your monthly payment.

Insurance

There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.

If you have insurance, we will help you to determine the coverage you have available. We ask that you assign your insurance benefit to us. The balance will be arranged for you to pay. Professional care is provided to you, our patient, and not to an insurance company. We will help in every way we can in filing your claim and handling insurance questions from our office on your behalf.

The cost of your orthodontic treatment may vary depending on your individual needs and treatment plan. Our staff will discuss with you the cost of your treatment and your payment plan options so you can make the best choice for you, and your smile. We will work with you to create a payment plan that fits your budget so you will know what to expect before beginning treatment.

Our Insurance Partners

  • Delta Premier Provider
  • United Concordia
  • MetLife
  • CIGNA
  • Guardian
  • Assurant

For your convenience, we accept payment by Visa and MasterCard.

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PATIENT TESTIMONIALS

GLEN CARBON

23 Glen Ed Professional Park

(618) 692-1044
GRANITE CITY

4739 Maryville Road

(618) 931-3700
VANDALIA

2219 W Randolph Street

(618) 692-1044